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About Nauyokas Insurance Agency

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Local Insurance Guidance Built on Real-Life Experience

Nauyokas Insurance Agency helps Indiana families and business owners understand their coverage, review important policy details, and make informed decisions about protecting what matters most.

Meet John Nauyokas

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John Nauyokas brings a real-world perspective to insurance. His background as a respiratory therapist, firefighter, and paramedic has shaped the way he thinks about protection, preparation, and the people behind every policy.

After years of seeing families, homeowners, and business owners face unexpected moments, John approaches insurance with a simple belief: coverage should be clear before life gets complicated.

At Nauyokas Insurance Agency, John helps Indiana clients review their options, understand important policy details, and make informed decisions about protecting their homes, vehicles, families, businesses, and future. His goal is not just to help clients find a policy. It is to help them understand what they are choosing and why it matters.

Real-World Risk Experience

Clear Coverage Conversations

Protection Over Price

John’s emergency response and healthcare background gives him a practical understanding of why preparation matters before something goes wrong.

Nauyokas Insurance Agency explains insurance in straightforward language so clients can understand their coverage without feeling overwhelmed.

Price matters, but the cheapest policy is not always the right fit. John helps clients consider coverage limits, deductibles, exclusions, and long-term risk.

Why Nauyokas Insurance Agency Exists

Insurance should be clear before life gets complicated. Nauyokas Insurance Agency exists to help Indiana families and business owners understand their coverage, review important policy details, and make informed decisions before a claim, accident, storm, lawsuit, or major life change happens.

Coverage Clarity

Insurance can be confusing, especially when policies include limits, exclusions, deductibles, and endorsements. Nauyokas Insurance Agency helps clients understand what their coverage includes, what it may not include, and where additional protection may be worth reviewing.

Protection Over Price

Price matters, but the cheapest policy is not always the right fit. Our agency helps clients look beyond the monthly premium and consider coverage limits, liability exposure, property risks, and long-term financial protection.

Guidance That Grows With You

Life changes over time. Homes are updated, families grow, vehicles change, businesses expand, and responsibilities shift. Nauyokas Insurance Agency helps clients review coverage as their needs change so their insurance can stay aligned with real life.

Meet the Nauyokas Insurance Agency Team

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John Nauyokas

Agency Owner & Insurance Advisor

John Nauyokas founded Nauyokas Insurance Agency with a simple mission: to help people protect what matters most with clarity, honesty, and personal care.

Before entering the insurance industry, John spent years serving others as a firefighter, paramedic, and respiratory therapist. Those experiences shaped how he approaches insurance today. He understands the importance of preparation, protection, and being there for people when they need help most.

John believes insurance should be about relationships, education, and solutions, not just finding the cheapest policy. He works closely with clients to understand their needs and help build personalized protection plans for their homes, vehicles, businesses, and families.

Outside of the agency, John enjoys spending time with his wife Teresa, family, church community, woodworking, and supporting local businesses throughout Central Indiana.

Licensed in: Property & Casualty, Life, and Health Insurance

john@nauyokasins.com

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Senior Insurance Advisor

With 28 years of insurance experience, Josh Reeser brings deep knowledge and steady guidance to the Nauyokas Insurance Agency team.

Josh has spent nearly three decades helping individuals, families, and business owners understand their options and make informed decisions about their coverage. His experience across personal and life insurance allows him to provide practical advice tailored to each client’s needs.

Known for his approachable personality and commitment to service, Josh takes pride in building lasting relationships and helping clients feel confident about their insurance decisions.

Licensed in: Property & Casualty, Life, and Health Insurance

josh@nauyokasins.com

Josh Reeser

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Riley Ritzenthaler

Insurance Advisor

Riley Ritzenthaler helps clients review coverage options, ask the right questions, and feel more confident about their insurance decisions.

As a licensed Property & Casualty Insurance professional, Riley works closely with individuals and families to provide personal, attentive service. Her positive attitude, strong work ethic, and attention to detail make her an important part of the agency team.

Riley believes great service starts with listening, understanding, and building genuine relationships.

Licensed in: Property & Casualty Insurance

riley@nauyokasins.com

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Madison McSwain

Madison McSwain brings a unique mix of entrepreneurial experience and client-focused service to Nauyokas Insurance Agency.

As the owner of Mind Over Mess, a professional organizing company, Madison understands the value of helping people simplify complicated situations and create peace of mind. She brings that same approach to insurance by helping clients better understand their options and make confident decisions.

Madison works with clients seeking auto, home, life, and health insurance solutions while staying focused on personal attention, clear communication, and dependable service.

Licensed in: Property & Casualty, Life,

and Health Insurance

Insurance Advisor

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Teresa Nauyokas

Client Relations Coordinator

Teresa Nauyokas helps ensure clients receive the personal attention and care that define the Nauyokas Insurance Agency experience.

In addition to her role with the agency, Teresa serves as a Registered Nurse Case Manager. Her background in advocacy, communication, and problem-solving helps her create meaningful connections with clients and support them with care.

Teresa helps coordinate client communication, welcome letters, birthday greetings, and many of the personal touches that make clients feel valued long after they join the agency.

Licensed in: Property & Casualty Insurance

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Grant Williams

Digital Marketing & Technology Coordinator

Grant Williams supports the agency’s website, digital marketing, and technology projects.

Working behind the scenes, Grant helps make it easier for clients to find, understand, and connect with Nauyokas Insurance Agency online. His work supports the agency’s digital presence, website experience, and ongoing growth strategy.

Grant helps the agency combine personal relationships with modern technology so clients can connect with the team more easily and confidently.

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Business Insurance Guidance Built Around Your Risk

Every business has different risks, responsibilities, and coverage needs. Nauyokas Insurance Agency helps Indiana business owners review their operations, understand important policy details, and make informed decisions as their business changes.

Business Risk Review

We help review your industry, operations, property, employees, vehicles, and liability exposure so your coverage can be evaluated against the way your business actually works.

Ongoing Coverage Reviews

As your business grows, adds equipment, hires employees, signs contracts, or changes locations, your insurance should be reviewed to stay aligned with your current needs.

Coverage Gap Review

Business needs change over time. We help identify areas where policy limits, exclusions, or missing coverage may leave your business more exposed than expected.

Clear Policy Guidance

We explain business insurance coverage in straightforward language so you understand what your policy includes, what it may not include, and where additional protection may be worth considering.

Claims Support

If a covered loss occurs, our agency helps you understand the claims process, communicate clearly, and know what steps to take next.

Local Service Across Indiana

Based in Carmel, Nauyokas Insurance Agency serves business owners across Indiana with professional guidance by phone, email, and online.

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